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Don’t be afraid of money
It’s easy to be afraid of money. We spend our lives chasing after it, and when we’ve got it, it seems to do its best
Should you consolidate?
Sounds great doesn’t it? Instead of writing out 10 cheques to 10 different creditors you can make one easy payment to a single source and
Surviving insolvency
Studies in America revealed that insolvents were better off than the people who continued to battle through their bills in a ten-year period. Provided of
Keep your credit record clean
If you have been declined for credit, the credit bureaus will not know why you have been turned down. Only the credit lender with which
Money’s too tight to mention
Far too many South Africans live beyond their means, racking up debt to support a lifestyle that they simply can’t afford and getting trapped in
Don’t get caught short
We may need to become more realistic about our spending so that we’re not caught short with expenses that exceed our income. Here are some
Know your status
There are two main consumer bureaus in South Africa and between them they know just about everything there is to know about your credit activities.
Lessons from our parents
Today, easy access to credit enables many people to live better lifestyles, but it comes at a price — the risk of poverty in the
Should you refinance your home?
Homeowners have seen the value of their homes double or even triple in the past five years, and the good news is, there’s just been
Think before you borrow
While interest charges on loans are a fact of life, there are ways to manage them better. Before taking out a home, car, or personal
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