Having trouble paying your bills? Getting final notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your

A brief summary of the rehabilitation process I was declared insolvent about 4 years ago and would like to be rehabilitated. Can you please send

Debt is a major problem in South African households – and one definitely not restricted to the lower income groups. If you suspect you might

Some useful insight into a new approach that banks and other credit-grantors are taking with respect to corporate failures A NEW APPROACH TO CORPORATE FAILURES

With barely 0,4 percent of domestic disposable income being saved, negative savings is the predominant feature of the monthly budget of most families NEGATIVE SAVINGS

Seizing property in lieu of a debt Sale in Execution Reproduced with permission from Readers Digest Once judgment has been obtained against a debtor, the

Steps to take when you cannot pay your debt Debtors in Financial Difficulty When you cannot pay your debts Source: Reader’s Digest’s You and Your Rights

How’s your credit report? If you are labouring under the inconvenience of a bad credit record you will know that when it comes to procuring

If you’re constantly wondering where your money goes to, try breaking down your expenses into daily costs — the amount of money you spend every